- Go-To Guide, White Label Documents
- Contributions
With Payday Super set to commence from 1 July 2026, we have released a new technical guide to help members navigate the shift to a receipt-based, real-time SG regime.
This is more than a timing change. It reshapes how and when contributions must be made, with important implications for employers as well as SMSF clients.
Our Go-To Guide unpacks the legislative framework, highlights key operational challenges (including SMSF-specific issues), and outlines what SMSF professionals should be doing now to ensure clients are prepared.
In parallel, we are actively reviewing the ATO’s draft Law Companion Rulings (LCR 2026/D1–D4) and will be engaging in consultation to help ensure practical and effective public guidance is available across the Payday Super ecosystem.
White Label Documents
We have also created two white label documents that can assist you in communicating with your clients on how these changes might affect them. These unbranded documents have space for you to add your own logo and branding.
Complimentary CPD available for Go-To Guide Quiz
SMSF Association Go-To Guide Quiz is worth 1 CPD hour (SMSF Association accredited) and 1 legislated CPD hour under the Regulatory Compliance & Consumer Protection and Tax (Financial) Advice categories.
Complete the quiz located at the end of the Go-To Guide and achieve a score of 70% or more (7/10) to be awarded your CPD hours.
At the time of publishing, the contents of this resource were accurate and correct.
Disclaimer: Technical Papers contain factual information only and are prepared without considering particular objectives, financial circumstances and needs. The information provided is not a substitute for legal, tax and financial product advice. The information contained in this document does not constitute advice given by the SMSF Association to you. If you rely on this information yourself or to provide advice to other persons, then you do so at your own risk. The SMSF Association is not licensed to provide financial product advice, legal advice or taxation advice. We recommend that you seek appropriate professional advice before relying upon the information in this technical paper. While the SMSF Association believes that the information provided is accurate, no warranty is given as to its accuracy and persons who rely on this information do so at their own risk. The information provided in this paper is not considered financial advice for the purposes of the Corporations Act 2001. © SMSF Association