Cracking the Code – Mastering Aged Care Fees for Self-Funded Retirees

  • Presentations, Technical Resource
  • Aged care

National Conference 2025

The upcoming aged care reforms, the most significant changes since 2014, are set to reshape the financial landscape for self-funded retirees, exposing them to potentially higher fees and new planning considerations. This technical workshop will provide a comprehensive breakdown of these reforms, focusing on how they will affect high-net-worth clients and the strategies advisors can use to optimise outcomes.
 
Louise will provide an overview of the new changes, discuss strategic decision-making between Refundable Accommodation Deposits (RADs) and Daily Accommodation Payments (DAPs), and address the complexities of means-testing, including the implications of financial disclosures. This workshop will also cover who qualifies for grandfathering provisions, the potential benefits, and how these changes may impact future planning for higher net-wealth clients.
 
Essential for any SMSF professional working with an ageing client base, this workshop will equip you with the tools to navigate these reforms effectively, ensuring your clients are well-prepared for the evolving aged care landscape.

The contents of this resource are taken to be correct at the time of publication.

Disclaimer: Technical Papers contain general advice only and are prepared without taking into account particular objectives, financial circumstances and needs. The information provided is not a substitute for legal, tax and financial product advice. Before making any decision based on this information, you should assess its relevance to the individual circumstances of your client. While the SMSF Association believes that the information provided is accurate, no warranty is given as to its accuracy and persons who rely on this information do so at their own risk. The information provided in this bulletin is not considered financial product advice for the purposes of the Corporations Act 2001. © SMSF Association