Technically Speaking: Time to rebalance?

The SMSF Association’s Policy team has written this issue of Technically Speaking on rebalancing superannuation accounts between spouses. Due to the recent introduction of the transfer balance cap and the lack of opportunity for couples to adjust for its introduction, most couples have balances which are heavily weighted to one member.

This paper will cover:

  • The benefits of rebalancing, including the significant monetary benefit it can have over a long time period.
  • The strategies and measures that can be utilised to even up balances and how they are implemented.
  • Certain considerations which may affect the decision to rebalance.

The contents of this resource are taken to be correct at the time of publication.

Disclaimer: Technically Speaking bulletins contain general advice only and are prepared without taking in to account particular objectives, financial circumstances and needs. The information provided in this bulletin is not a substitute for legal, tax and financial product advice. Before making any decision based on this information, you should assess its relevance to the individual circumstances of your client. While the SMSF Association believes that the information provided in this bulletin is accurate, no warranty is given as to its accuracy and persons who rely on this information do so at their own risk. The information provided in this bulletin is not considered financial product advice for the purposes of the Corporations Act 2001. © SMSF Association