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National Conference 2025
Melanie delved into the strategies retirees can adopt to balance lifestyle aspirations with long-term financial security and tax efficiency. She explored how SMSF trustees can determine what is a sustainable retirement income, addressing concerns which lead to only drawing the minimum pension payments.
Melanie also guided attendees on how to assess the retirement planning horizon of SMSF trustees, including insights on Australia’s mortality post COVID from the latest Australian Life Tables. You’ll learn to maximise Exempt Current Pension Income (ECPI) whilst navigating the complexities of managing capital gains and losses and identify the challenges of tax efficient retirement planning when legislative change appears consistently on our horizon.
Be at the forefront of change and arm yourself with retirement strategies to help your clients optimise their superannuation savings in a constantly evolving financial & legislative landscape.
By watching this session, you will be able to:
- Gain strategies to help SMSF clients determine and achieve a sustainable retirement income, addressing concerns about only withdrawing the minimum pension payments.
- Learn how to assess retirement planning horizons using insights from the latest Australian Life Tables and mortality trends post-COVID.
- Understand how to maximise Exempt Current Pension Income (ECPI) while effectively managing capital gains, losses, and navigating tax-efficient retirement planning amidst ongoing legislative changes.
The contents of this resource are taken to be correct at the time of publication.
Disclaimer: Technical Papers contain factual information only and are prepared without considering particular objectives, financial circumstances and needs. The information provided is not a substitute for legal, tax and financial product advice. The information contained in this document does not constitute advice given by the SMSF Association to you. If you rely on this information yourself or to provide advice to other persons, then you do so at your own risk. The SMSF Association is not licensed to provide financial product advice, legal advice or taxation advice. We recommend that you seek appropriate professional advice before relying upon the information in this technical paper. While the SMSF Association believes that the information provided is accurate, no warranty is given as to its accuracy and persons who rely on this information do so at their own risk. The information provided in this paper is not considered financial advice for the purposes of the Corporations Act 2001. © SMSF Association