SMSF Association submission on the Your Superannuation, Your Choice Bill HomepageUncategorisedSMSF Association submission on the Your Superannuation, Your Choice Bill Back to Resource Library 21 January 2020 The SMSF Association welcomes the opportunity to make a submission to the Senate Economics Legislation Committee on the Treasury Laws Amendment (Your Superannuation, Your Choice) Bill 2019. The SMSF Association has concerns where employees do not have a free choice of superannuation fund meaning they cannot choose where their SG contributions are made. We believe that constraining employee choice has negative effects of disengaging people from their superannuation, reducing competition and increasing superannuation account proliferation. The SMSF Association believes the ability for all employees to choose their superannuation fund is an important element in promoting an efficient and competitive superannuation sector. In addition, all employees should be provided information about what choices they have in the superannuation sector available to them (e.g. industry fund, retail funds, SMSFs, etc.). Click here to download and read the full submission.